Share the Vision, A Legacy of Giving - February 1, 2010

Celebrating Mark Hughes Day and Herbalife’s 30th Anniversary around the World. Take a look to amazing moments shared by Distributors on their experiences with the founder of Herbalife! Click Here

“Everyone is part of the goal and plan of ma… Continue

FHA Press release

In an effort to stabilize home values, HUD Secretary Donovan announced a temporary policy that will expand access to FHA mortgage insurance and allow for the quick resale of foreclosed properties.

HUD will allow FHA financing for buyers of REO property. This is a temporary waiver of policy, good for one year. The hope is that it will help… Continue

This is my first email from the President of the United States of America. I checked it out and it is coming from the BarackObama.com website. I had to check snopes.com to see if it was a HOAX or SCAM, and it appears to be legit. The only thing that does NOT settle right with my instincts is why would he need my $5.00 for health reform?

Brad --

As we head into t… Continue

Fixed-Rates Down Slightly While ARMs Are Mixed

30-year fixed-rate mortgage: Averaged 5.06 percent with an average 0.7 point for the week ending January 14, 2010, down from last week when it averaged 5.09 percent. Last year at this time, the 30-year FRM averaged 4.96 percent.

The 15-year fixed-rate mortgage: Averaged 4.45 percent with an average 0.6 point , down from last week when it averaged 4.50 percent. A year ago at this time, the 15-year FRM averaged 4.65 percent.… Continue

Fixed-Rates Down Slightly While ARMs Are Mixed

30-year fixed-rate mortgage: Averaged 5.06 percent with an average 0.7 point for the week ending January 14, 2010, down from last week when it averaged 5.09 percent. Last year at this time, the 30-year FRM averaged 4.96 percent.

The 15-year fixed-rate mortgage: Averaged 4.45 percent with an average 0.6 point , down from last week when it averaged 4.50 percent. A year ago at this time, the 15-year FRM averaged 4.65 percent.… Continue

Market Composite Index: (loan application volume) increased 14.3 percent on a seasonally adjusted basis from one week earlier

Refinance Index: increased 21.8 percent from last week’s holiday adjusted index and increased 73.9 percent from last week’s unadjusted index

Purchase Index: increased 0.8 percent from one week earlier.

Refinance Share of Mortgage Activity: increased to 71.5 percent of total applications from 68.2 percent the previous week unchanged at 4.… Continue

When most people hear the words Fullerton, California; they will often think of Orange County or maybe it close proximity to Disney Land. While these are obviously true, the reality is that Fullerton is an oasis of restaurants where people from all walks of life will find something to their liking. This is because of the overall unique style and flavor that Fullerton is known for, with that traditional elegance that can be seen in the most sophisticated environments. As a result, the different r… Continue

If you have decided to join the Raleigh real estate world by becoming an agent one of the things you will need to focus on is lead generation. Like in any sales job the more targeted your leads the better your chances of closing a sale. Unlike years ago when you would have to a lot of legwork nowadays you can take advantage of the Internet to generate good leads at a fraction of the cost and it will be much quicker as well.

Many real estate agents changed their approach to the business with the… Continue

Mortgage Bankers Association for the week of 1/6/2010

Market Composite Index: (loan application volume) decreased 22.8 percent on a seasonally adjusted basis from the prior week.

Refinance Index: decreased 30.5 percent from the previous week and the seasonally adjusted Purchase Index decreased 4.0 percent from one week earlier. The following week, the Refinance Index decreased 1.6 percent and the seasonally adjusted Purchase Index increased 3.6 percent.

Purchase Index… Continue

30-year fixed-rate mortgage: Averaged 5.09 percent with an average 0.7 point for the week ending January 7, 2009, down from last week when it averaged 5.14 percent. Last year at this time, the 30-year FRM averaged 5.01 percent.

The 15-year fixed-rate mortgage: Averaged 4.50 percent with an average 0.7 point, down from last week when it averaged 4.54 percent. A year ago at this time, the 15-year FRM averaged 4.62 percent.

Five-year indexed hybrid adjustable-rate mortgages ARMs… Continue